Apple Launches New Credit Card with No Late Fees and Flexible Rewards
Apple has launched a new credit card, Apple Card, offering variable interest rates and a unique rewards system. The tech giant aims to integrate its payment services further into daily life, with recent announcements about Apple Pay's expansion and Daily Cash rewards.
Apple Card, now available to qualifying customers upon credit approval, offers variable APRs ranging from 12.99 percent to 23.99 percent, depending on the applicant's creditworthiness. Unlike traditional credit cards, Apple Card does not impose late fees or increase interest rates for missed payments, encouraging responsible usage.
The card's rewards system, Daily Cash, provides a 3 percent bonus on all Apple purchases and 2 percent on other purchases made using Apple Pay. Recently, Apple announced it is extending Apple Pay's reach to more services, including Uber Cash, Scheduled Rides, and JUMP. However, as of October 2025, no companies have been confirmed to offer a 3 percent daily bonus on the Apple Card in the future.
Apple Card's unique features, such as no late fees and a flexible rewards system, make it an attractive option for tech-savvy consumers. With Apple Pay's expanding reach, including upcoming integration with Uber services, Apple Card users can enjoy seamless and rewarding payment experiences.
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