Bajaj Finance records a 21% increase in profits, totaling ₹4,133 crore, during Q1FY26
In a significant development, Bajaj Finance Ltd has announced impressive growth figures for the fiscal year ending Q1 FY26. The non-banking financial company (NBFC) reported a 25% year-on-year increase in its Assets Under Management (AUM), growing from approximately ₹3,54,192 crore in Q1 FY25 to ₹4,41,450 crore in Q1 FY26.
This growth was accompanied by a 23% year-on-year increase in new loans booked. The company successfully booked 13.49 million new loans in Q1 FY26, up from 10.97 million in Q1 FY25.
These figures indicate a strong expansion in both the existing assets managed and the volume of new lending for Bajaj Finance Ltd during this one-year period.
The company's provisioning coverage ratio for stage 3 assets stands at 52%. Net interest income for Q1 FY26 was up 21% at ₹9,269 crore. However, loan loss provisions increased by 24% to ₹2,078 crore in Q1 FY26.
On a consolidated basis, Bajaj Finance Ltd's net profit increased by 22% in Q1 FY26, amounting to ₹4,765 crore. This includes results from Bajaj Housing Finance Ltd, Bajaj Financial Securities Ltd, Snapwork Technologies Pvt Ltd, and Pennant Technologies Pvt Ltd.
The company's standalone net profit also saw a 21% year-on-year increase in Q1FY26, amounting to ₹4,133 crore. As of June-end 2025, AUM were up 24% y-o-y, to ₹3,25,438 crore, and consolidated AUM rose 25% y-o-y, to ₹4,41,450 crore.
However, the net non-performing assets (NPA) stood at 0.63%, and the gross NPA was 1.28%. The closing price of BFL shares on the BSE was ₹959 apiece, marking a 0.95% decrease from the previous close.
These impressive growth figures highlight Bajaj Finance Ltd's continued success and its significant role in the Indian financial sector. The company continues to demonstrate its resilience and adaptability in the face of economic challenges, positioning itself for continued growth in the future.
References:
[1] Bajaj Finance Ltd Q1 FY26 Results Press Release. (2025). Retrieved from www.bajajfinserv.com
[2] Bajaj Finance Ltd Q1 FY25 Results Press Release. (2024). Retrieved from www.bajajfinserv.com
[3] Business Standard. (2025, July 24). Bajaj Finance Ltd reports strong growth in Assets Under Management and new loans booked. Retrieved from www.business-standard.com
- The impressive growth in new loans and Assets Under Management (AUM) for Bajaj Finance Ltd in the fiscal year ending Q1 FY26 suggests a strong expansion in their business, particularly in the sector of finance and investing.
- In the energy sector, personal-finance considerations also play a critical role, as evident in the growth figures of Bajaj Finance Ltd, which has significantly increased its AUM over the past year, indicating high coverage of personal finance needs.
- The surge in AUM and new loans booked by Bajaj Finance Ltd during the one-year period from Q1 FY25 to Q1 FY26 is not limited to their core business operations, as subsidiaries like Bajaj Housing Finance Ltd, Bajaj Financial Securities Ltd, Snapwork Technologies Pvt Ltd, and Pennant Technologies Pvt Ltd have also contributed to the consolidated net profit increase.
- Despite an increase in loan loss provisions, Bajaj Finance Ltd managed to maintain a provisioning coverage ratio for stage 3 assets at 52%, indicating its resilience and ability to manage risks associated with lending in the banking sector.
- As a significant player in the Indian financial sector, Bajaj Finance Ltd's ongoing success demonstrates the importance of a diverse portfolio that includes different business aspects such as finance, banking, and technology, as exemplified by their subsidiaries Pennant Technologies Pvt Ltd and Snapwork Technologies Pvt Ltd.
