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Financial Advantages Provided to Extended Households in Switzerland

Expensive living in Switzerland, especially with multiple children. Is financial aid from the government an option?

Finances in Switzerland: In-depth look at welfare support for numerous family members
Finances in Switzerland: In-depth look at welfare support for numerous family members

Financial Advantages Provided to Extended Households in Switzerland

Swiss families with multiple children can now benefit from increased financial assistance, as the Swiss government has approved an increase in child benefits and vocational training allowances for 2024.

The family allowance, a regular payment to Swiss families regardless of the number of children, will see an increase of at least 250 francs per month. Training allowances will also rise to at least 300 francs.

The amounts for child allowances and training allowances in all Swiss cantons for 2024 are yet to be specified in detail, but it's important to note that 17 cantons currently pay more than the federal minimum for these allowances.

In Geneva, families receive 311 francs per child for family allowance, and 415 francs for educational allowance. In Basel-City, the child allowance stands at 275 francs, and the educational allowance amounts to 325 francs. In Zug, the family allowance is 300 francs, while in Vaud, it's 340 francs and the educational allowance is 440 francs.

However, the eligibility, subsidy amounts, and application procedures for these allowances vary by canton, and it's crucial to confirm these details with the cantonal authorities.

In addition to the family allowance, large families may also be eligible for housing allowances. The amount of this allowance is determined by the cantonal social welfare system and is based on both income and assets. Eligibility for housing support or other social benefits for large families with low income can be determined by the social assistance office in the municipality.

Moreover, large families can also benefit from cheaper health insurance premiums. Some health insurance providers offer discounts for households with several children, starting with the second or third child. It's advisable for families to shop around for health insurance providers that offer lower premiums for large families.

Foreign nationals who are legal residents of Switzerland are also entitled to family allowances, educational allowances, and housing allowances.

For more information and assistance regarding entitlements and application procedures for these allowances, families should contact the social assistance offices in their municipalities or the cantonal authorities.

In conclusion, large families in Switzerland can now look forward to increased financial support from the government, and it's essential to understand the specific entitlements and application procedures for these allowances in your canton. Shopping around for health insurance providers that offer lower premiums for large families can also help in reducing expenses.

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