Mollie and Qonto establish partnership for seamless two-way payments and integrated business accounts
Qonto and Mollie Join Forces to Simplify Finance Management for European Businesses
In a move aimed at addressing the challenges faced by businesses due to late payments, Qonto and Mollie have announced a strategic collaboration. The partnership, which was revealed in 2025, is focused on integrating payment services to streamline finance management for European SMEs and freelancers.
Qonto's New 'Payment Links' Feature
The collaboration comes as Qonto has launched a new 'Payment Links' feature. This feature allows Qonto customers to create payment requests, track their status, and receive funds directly into their Qonto account. To achieve this, Qonto has integrated Mollie's embedded payments solution.
Addressing Unique Needs of European Businesses
According to Koen Köppen, CEO of Mollie, the partnership aims to help businesses overcome the challenges posed by late payments. The collaboration is designed to address the unique needs of European businesses, from accepting card payments to managing finances seamlessly in one single place.
Benefits for Qonto Customers
For Qonto customers, the integration allows them to accept payments online, reducing the need for manual financial processes. This streamlined approach should speed up invoice payments and cash flow management.
Benefits for Mollie Customers
Mollie customers will also benefit from the partnership. They will be able to access banking within the Mollie platform via Qonto's grey-label solution, 'Qonto Embed'. This will enable faster payouts and real-time financial insights for Mollie customers.
The Future of the Partnership
Mollie's launch of an AI-ready Model Context Protocol (MCP) Server in 2025 positions them to offer AI-powered automation features in payment workflows. This could potentially benefit Qonto users with more streamlined and intelligent financial operations in the future.
Impact on SMEs and Freelancers in Europe
The integration helps reduce administrative burdens related to invoicing and payment collection, a critical pain point for small businesses and freelancers. It allows businesses to improve cash flow with faster payment processing. The combined offering supports multiple countries across Europe, responding to the needs of a diverse SME and freelancer base operating in various regulatory and payment landscapes.
A Game-Changer for European Businesses
Koen Köppen, CEO of Mollie, calls the partnership a game-changer for SMEs seeking fast, seamless, and fully integrated financial services. Alexandre Prot, co-founder and CEO of Qonto, states that the partnership with Mollie is a milestone in simplifying finance management for European businesses. By combining banking and payments in a single platform, the partnership empowers businesses to streamline financial management, boost efficiency, and free up capacity for strategic growth.
[1] Qonto Press Release, 2025 [2] Mollie Press Release, 2025 [3] Qonto Blog Post, 2025 [4] Mollie Blog Post, 2025
- The collaboration between Qonto and Mollie is a strategic move aimed at addressing late payment challenges in the global finance industry, particularly for European SMEs and freelancers.
- Qonto's new 'Payment Links' feature, integrated with Mollie's embedded payments solution, enables Qonto customers to streamline their finance management and accept online payments.
- The partnership between Qonto and Mollie aims to provide unique solutions for the specific needs of European businesses, helping them manage finances seamlessly in one place.
- The integration offers benefits for both Qonto and Mollie customers, as Qonto customers can speed up invoice payments and cash flow management, while Mollie customers can access banking within the Mollie platform for faster payouts and real-time financial insights.
- Mollie's launch of an AI-ready Model Context Protocol (MCP) Server in 2025 positions the company to offer AI-powered automation features in payment workflows, potentially benefiting Qonto users in the future.
- The combined offering of Qonto and Mollie could be a game-changer for European businesses, simplifying finance management, boosting efficiency, and freeing up capacity for strategic growth, while also reducing administrative burdens related to invoicing and payment collection.
