Nearly One-Fifth of Americans Own Cryptocurrency, According to Ripple Executive's Report
Rewritten Article:
Cryptocurrencies are no longer a blink-and-you'll-miss-it phenomenon for Americans. A survey by the National Cryptocurrency Association (NCA), financially backed by Ripple, reveals that one out of every five adults in the U.S. has dabbled in the world of digital assets in 2025 [1]. That's around 55 million people [1][2][5] who now see crypto as a significant part of their financial lives.
Leading this charge is Ripple's Chief Legal Officer, Stuart Alderoty, who now presides over NCA, a non-profit with a mission to educate people about cryptocurrencies [3]. So, who's jumping on the crypto bandwagon?
The survey, named the "State of the Crypto Holders Report 2025," in collaboration with The Harris Poll, sheds light on a diverse range of demographics diving into the crypto world [3]. Surprisingly, the construction sector boasts a 12% representation of crypto enthusiasts [1][2], while financial services employ 7% of them [1][2]. Despite the common misconception, women now represent 31% of the crypto populace [1][2].
The survey findings show that life for these digital asset owners has dramatically improved. Financial independence acts as a major catalyst, with nearly half the participants crediting crypto for this improvement [1]. The age groups mixed in crypto involve more young gunners under 45, though 15% of crypto users are 55 years old or older [1].
Needless to say, this research demonstrates that cryptocurrency is more than just a financial instrument for people. Purchases via crypto involve 40% of the participants, with 9% of them making daily transactions [1]. It seems that crypto is making its way into people's daily lives, and it's here to stay.
For more insights, check out The Rise of Brad Garlinghouse of Ripple.
Enrichment Data:
Overview:
Significant Findings from the National Cryptocurrency Association Survey
The Ripple-backed National Cryptocurrency Association (NCA) survey, carried out in collaboration with The Harris Poll, offers valuable insights into the growing trend of cryptocurrency ownership among U.S. adults in 2025. Here are the crucial findings:
- Prevalence of Cryptocurrency Ownership:
- 21% of U.S. adults, equating to approximately 55 million individuals, are currently invested in cryptocurrencies [1][2][5].
- The widespread nature of crypto now makes it a significant element in the financial lives of many Americans.
- Demographic Analysis:
- Age Distribution: The majority of crypto users fall under the age group of under 45, comprising 67% of the community. About 15% of users belong to the age group of 55 years old or older [1][2].
- Gender and Sector Distribution: Women account for about 31% of the crypto user base [1][2], while the construction industry boasts a higher percentage (12%) of crypto users compared to the financial services sector (7%) [1][2].
- Perks and Usage of Cryptocurrencies:
- Positive Impact: Approximately 76% of digital asset users affirm their lives have improved due to crypto, with a significant proportion—nearly 49%—valuing financial independence [1][5].
- Usage Patterns: Cryptocurrencies are not just for investment; 40% of users employ them for making purchases, and 9% use crypto for daily transactions [1][2].
- Learning and Development: Approximately 45% of users appreciate the personal growth opportunities that crypto offers [2]. Besides, 45% enjoy being part of a thriving sector [2].
- Future Prospects:
- A striking 73% of American crypto owners believe that the U.S. should take the lead in the global crypto race [4].
- The desire to deepen understanding about crypto, especially regarding security, regulation, and blockchain technology, is strong, with 81% of users expressing interest in learning more [2].
- The National Cryptocurrency Association, financially backed by Ripple, discovered that nearly one out of every five adults in the U.S. has invested in cryptocurrencies in 2025, making it an integral part of their financial lives.
- Led by Ripple's Chief Legal Officer, Stuart Alderoty, the NCA is promoting education about cryptocurrencies, shedding light on a diverse range of demographics diving into the crypto world.
- Surprisingly, the construction sector has a 12% representation of crypto enthusiasts, while financial services employ 7%, according to the State of the Crypto Holders Report 2025, a survey conducted by the NCA.
- Women now represent 31% of the crypto populace, defying the common misconception about the demographics of cryptocurrency investors.
- The technology behind cryptocurrencies, such as blockchain, is becoming integral to people's daily lives, with 40% of participants making purchases via crypto and 9% using it for daily transactions.
