Regnology, a German Regtech company, set to acquire Wolters Kluwer's Financial Regulatory Reporting (FRR) unit.
The mortgage marketplace lending segment in Switzerland is poised for steady growth, aligning with the expansion of the European real estate and credit intermediation markets. According to industry projections, Europe's real estate brokerage market, which incorporates mortgage activities, is expected to grow at a Compound Annual Growth Rate (CAGR) of around 6% up to 2030 [1]. This positive momentum is reflected in the global credit intermediation market, which includes peer-to-peer and online lending platforms, forecasted to grow at approximately 4.2% CAGR through 2031 [4].
Digital and blockchain innovations are expected to play a significant role in bolstering growth and platform capabilities in Switzerland. Key growth drivers include blockchain-enabled property tokenization pilots and digital lead generation, which can enhance mortgage marketplace lending efficiencies and adoption [1]. Fintech, particularly AI and blockchain-enabled services, is rapidly expanding and is expected to drive platform innovation in lending [5].
Switzerland hosts a number of emerging fintech firms and online lenders engaged in mortgage marketplace lending. However, comprehensive lists are limited in the public domain. Traditional banks remain dominant in Swiss mortgage lending, but digital platforms such as Hypotheke.ch and others are partially digitizing mortgage brokerage and lending services. Cross-border fintech innovation hubs in Switzerland are advancing blockchain pilots related to real estate finance [1].
The outlook for crowdlending and the broader marketplace lending sector is optimistic, as investors are expected to increasingly turn to these platforms for stable and higher yields. For instance, Cosmofunding, owned by Bank Vontobel, achieved a year-over-year (YoY) growth of 9.2% in 2024, with traded volume reaching CHF 11.9 billion. Since launch, total issuance on Cosmofunding amounts to approximately CHF 46 billion [6].
In addition, platforms like Loanboox, active since 2016, have transacted over CHF 30 billion across 3,500 transactions since its founding. The platform operates in 12 European countries and charges a fee of one to two basis points per year [7]. Despite the persistent low interest rates, which bring challenges such as erosion of returns for savers and pressure on banks' margins as loan returns decline, the growth prospects for digital mortgage lending in Switzerland remain promising.
In June 2025, the Swiss National Bank (SNB) cut rates by a further 25 basis points to 0%, reflecting a low-inflation environment, a factor attributed to the strength of the Swiss franc [8]. The outlook for the mortgage marketplace lending segment in Switzerland, amidst a stable and growing European real estate market context, is indeed promising, offering exciting opportunities for digital finance innovations.
[1] [Source] [4] [Source] [5] [Source] [6] [Source] [7] [Source] [8] [Source]
- As the European real estate market expands and the global credit intermediation market grows, there is an increasing interest in finance, particularly in investing in digital and blockchain-enabled mortgage marketplace lending platforms in Switzerland.
- With platforms like Cosmofunding and Loanboox achieving significant success, the outlook for crowdlending and the broader marketplace lending sector in Switzerland is optimistic, offering promising growth opportunities for digital finance innovations.
%20unit.){kind=link}