Ripple proposes acquisition of Circle, offering a potential deal worth up to $5 billion.
In the midst of 2025, Ripple, known for its aggressive expansion moves, tabled an acquisition offer for Circle – the heavyweight behind the USDC stablecoin. Circle's exciting new services were threatening to overshadow Ripple's own payment systems, igniting the buyout attempt.
Ripple's offer, valued between $4 and $5 billion, came while Circle was gearing up for an initial public offering (IPO). The offer, although substantial, didn't meet Circle's expectations. Deeming it "far too low," Circle politely declined.
Keen on pressing ahead with its IPO plans, Circle eyes a valuation well above Ripple's offer. The company's resolve remains unwavering, with no intentions of slowing down or reconsidering.
Circle's New Frontier – The Circle Payments Network
Not long after, Circle announced its state-of-the-art global payment layer, Circle Payments Network (CPN). CPN is set to contest head-to-head with Ripple's cross-border payment systems.
CPN's impressive track record includes issuing an astounding $60 billion worth of USDC. This stablecoin, with its wide appeal, reigns supreme on both centralized exchanges and blockchains like Solana.
The average daily activity on USDC's active addresses counts 90,700, with daily transactions reaching a mind-boggling $9.6 billion[2][4][5]. This intense use speaks volumes about its continually growing popularity.
In its expansion strategy, Circle is also boosting USDC's presence on the Solana and Base networks to fortify its position in the stablecoin ecosystem.
Ripple's Hungry Acquisition Spree in 2025
Post the resolution of its protracted lawsuit with the U.S. SEC, Ripple started its buying spree in 2025.
In January, Ripple snapped up a handful of small companies amounting to $250 million. In April, it added prime broker Hidden Road, a magnet for professional investors, to its roster for a whopping $1.25 billion.
The strategic acquisitions have seen Ripple amass tokenization platforms, storage services, and trading infrastructure. With financial technology firms increasingly adopting stablecoins for quicker payment layers, Ripple's acquisitive aggression could prove to be a game-changer.
Visa, for instance, partnered with Stripe's subsidiary, Bridge, to launch innovative stablecoin payment corridors[1]. Stripe, too, is developing its own stablecoin product, marking a transition from traditional fintech applications to crypto-based payment systems.
If successful, Ripple's bid to acquire Circle could significantly influence the stablecoin and payment infrastructure landscape. However, given Circle's IPO ambitions and its perceived reluctance to abandon them, the deal's final outcome remains to be seen[3][5].
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Sources:
- Ripple Acquisitions: Aggressive Expansion Strategy
- Circle’s USDC Stablecoin: Growing Popularity and Impact
- Ripple Takes Aim at Circle in Acquisition Bid
- Circle’s Approach to Ripple’s Acquisition Offer
- Circle’s IPO Plans Amid Acquisition Speculation
- Circle's state-of-the-art global payment layer, Circle Payments Network (CPN), is already contesting against Ripple's cross-border payment systems, positioning itself as a formidable competitor in the technology-driven finance business.
- The impressive performance of USDC, issued by CPN, has averaged 90,700 daily active addresses and reached daily transactions worth $9.6 billion, underscoring its increasing popularity.
- Despite Ripple's offer valued between $4 and $5 billion, Circle is unwavering in its intentions for an initial public offering (IPO), aiming for a valuation that far exceeds Ripple's offer.
- The potential acquisition of Circle by Ripple could significantly influence the landscape of the stablecoin and payment infrastructure sphere, given Ripple's recent aggressive expansion moves in the technology industry.
