Top Bank Account Incentives Available in July 2025
In the competitive world of banking, sign-up bonuses have become a popular tactic to attract new customers and deposits. Here's a roundup of the current offers as of July 2025.
## Brokerage Account Bonuses
Several brokerage platforms are offering bonuses for new customers. For instance, Webull offers a $200 bonus for a $2,000 deposit, and a $400 bonus for a $10,000 deposit. New users can also receive up to 20 free fractional shares, each valued up to $3,000, with account opening and funding. TradeStation offers a $150 bonus for transferring funds using promo code TSTVAGLL, while Robinhood provides a free stock, valued between $5 and $200, after linking a bank account.
## Checking and Savings Account Bonuses
Chase Bank offers a variety of checking and savings account bonuses, including up to $900 total bonus when meeting combined requirements ($15,000 deposit in savings for 90 days plus checking account activities). Wells Fargo offers a $325 bonus for opening an Everyday Checking account, with requirements such as receiving a total of $1,000 in direct deposits within the first 90 days of having the account.
OnePay offers a $300 bonus for $5,000/month direct deposit, while Chime offers bonuses of up to $426 via Swagbucks, MyPoints, or Inbox Dollars for opening through their portal and a $200+ direct deposit. Other notable offers include bonuses of up to $600 from Huntington National Bank, $400 from BMO, $400 from PNC Bank, $300 from Bank of America, $300 from KeyBank, $300 from SoFi, $300 from TD Bank, $200 from M&T Bank, and $300 from Morgan Stanley Private Bank (with specific direct deposit and invitation requirements).
## Savings Account Bonuses
Chase, PNC, and Alliant Credit Union offer up to $900 for new savings accounts, with varying deposit and maintenance requirements. BMO offers a $400 bonus for opening a qualifying checking account, with requirements such as receiving $4,000 worth of qualifying direct deposits within the first 90 days of account opening. TD Bank offers a bonus of $200 for opening a new TD Signature Savings or TD Simple Savings account, with requirements such as depositing at least $10,000 into your new account within 20 days of opening it. Banks use sign-up bonuses to attract new customers and deposits, but it's important to read the fine print and consider the long-term return on the account.
In summary, banks and brokerage platforms are offering a range of bonuses for opening new accounts, with rewards as high as $3,000 for a checking account bonus and $200 for a savings account bonus. Always check each provider’s current terms, as eligibility and offer details may change and can be subject to specific requirements such as direct deposit, minimum balance, or funding period.
In the banking and insurance industry, Sign-up bonuses for savings accounts and checking accounts are being utilized as strategic tactics to draw new business and deposits. For example, banks like Chase offer up to $900 in total bonuses for new savings accounts, with specific deposit and maintenance requirements. Similarly, brokerage platforms like Webull offer bonus amounts for deposits, with incentives like a $200 bonus for a $2,000 deposit or up to 20 free fractional shares upon account opening and funding. It's essential to scrutinize the terms and consider long-term returns when evaluating these promotional offers in the realm of finance and business.
