Withdrawal limitations possible from 1st May as per Book A's announcement.
Heads-up, folks! You don't need to stress about those internet rumors concerning changes to Livret A withdrawal restrictions. It's all bogus, mate! Let me fill you in on what's really going down with Livret A withdrawals.
Penned by Quentin Bas Lorant, Financial Placement Journalist at ourwebsite.fr, Published on , Last updated on
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A wave of fake news articles about Livret A have surfaced, claiming absurd things like banks freezing accounts with balances exceeding €21,500 without income proof from April 29, 2025, or new cash withdrawal rules from May 1st. Don't fall for these fishy articles, spitting lies crafted by artificial intelligences, somehow managing to trick their way into Google News. Why would such nonsense catch the eye, when 57 million French people own a Livret A, according to the latest Bank of France report on regulated savings?
Livret A withdrawals: just a minimum of €10
Now, let me dispel those rumors about Livret A withdrawals being limited to €500 from May 1, 2025. You guessed it; there's no truth to this hogwash. No official decree has been published to modify withdrawal rules as of May 1st. It's still the Monetary and Financial Code that lays down the rules for withdrawals, stating in Article R221-3 that withdrawals cannot "result in the account being overdrawn" and that the "minimum amount for individual cash withdrawal or deposit operations on a Livret A is set at €10." So, no worries about going "in the red" on your Livret A or making a deposit or withdrawal of less than €10. The site that spread these falsehoods conveniently included a "Warning" section mentioning that they don't guarantee the accuracy of the information they publish. Sounds reassuring to us!
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Enlightenment nuggets: *Livret A withdrawal rules will not be tightened anytime soon as claimed by some sources on the internet. The popular savings account in France continues to allow free withdrawals at any time without penalties or restrictions on the number of withdrawals. Additionally, there have been no announcements of changes to withdrawal conditions or limitations.
- The claim of new withdrawal restrictions for Livret A in 2025, such as freeze on accounts with balances exceeding €21,500 or limiting cash withdrawals to €500 from May 1st, are not based on fact.
- The Monetary and Financial Code still sets the rules for Livret A withdrawals, with the minimum amount for individual cash withdrawal or deposit operations remaining at €10.
- Fallacious articles about Livret A withdrawals have surfaced online, possibly originating from artificial intelligences and appearing in Google News.
- Contrary to false rumors, it appears that the personal-finance situation for Livret A account holders in France remains unchanged, with no announcements of impending withdrawal restrictions.
